While savings products vary by segment, behaviour and use case, the underlying infrastructure remains consistent. _able enables you to configure multiple savings products across contribution patterns, tenure, incentives and withdrawal rules.
Tailor each product to the business or consumer and influence stronger saving habits while earning revenue.
While savings products vary by segment, behaviour and use case, the underlying infrastructure remains consistent. _able enables you to configure multiple savings products across contribution patterns, tenure, incentives and withdrawal rules.
Tailor each product to the business or consumer and influence stronger saving habits while earning revenue.
Our platform supports a full range of savings use cases. These are just a few.
Offer SMEs and customers a lump-sum savings product locked for a defined term at a fixed rate. Structured to provide predictable returns. This serves as the simple, low-risk foundation within any savings proposition.
Features enabled:
Configurable TenureTiered Interest StructuresMinimum and Maximum ThresholdsCreate a stable foundation
for long-term savings.
1 to 12
month fixed terms
~30%
higher savings rates when tied to a goal
Turn customer intentions
into consistent saving.
Features enabled:
Concurrent Goal SettingFlexible and Fixed Contribution PlansConfigurable ThresholdsOffer your customers the ability to save toward a defined goal, with clear timelines and visible progress. Configured around specific targets and behaviours. Support your customers to build consistent saving habits while keeping customers engaged over time.
Offer your customers the ability to save through small, frequent contributions that build over time. Designed for customers with daily income patterns. Align your savings offering with customer behaviour, making it simple to create consistent habits.
100%
Liquid. access your funds when you need them.
Features enabled:
Automated ContributionsFlexible Contribution SchedulesEvent-Based RemindersTurn daily earnings into
consistent savings.
Offer your customers the ability to save automatically by rounding up everyday transactions with the difference set aside seamlessly. Designed to be effortless, it enables your customers to consistently save without requiring active behaviour.
Features enabled:
Automatic Round-UpConfigurable RulesOptional Multipliers0
Effort savings. Save without thinking. Spend as needed.
Activate customer savings
without thinking.
Offer customers and SMEs a pathway to credit built on consistent saving behaviour. Contributions act as both a behavioural signal and a foundation for borrowing capacity. Designed for thin-file segments to establish creditworthiness while deepening ongoing engagement.
Features enabled:
Configurable Thresholds to Unlock BorrowingPartial or Full Collateralisation OptionsProgressive Limit GraduationCreate a pathway from
saving to borrowing.
50%
Lower default rates
Our platform supports a full range of savings
use cases. These are just a few.
Features enabled:
Configurable TenureTiered Interest StructuresMinimum and Maximum ThresholdsCreate a stable foundation
for long-term savings.
1 to 12
month fixed terms
